Powerful, data-driven insights
Ever thought you could get a personalised Executive view of your finances in a single dashboard?
Our one-page personalised dashboard is powered by interactive charts that measure key drivers of your financial well-being such as Liquidity, Net Worth, Savings trend, Expense composition, Budget variances and more to ensure you're always on top of your goals!
All your accounts in one place
Spending too much time tracking transactions manually?
Save time by setting up automated bank feeds for your supported accounts (transaction, savings, credit cards, loans and many more) so we can securely import your transactions into your Money Insights account everyday with read-only access. This means you cannot and never will be able to transact on your bank through Money Insights. Once your transactions are fetched, we deploy advanced machine learning algorithms to provide you with a superior categorisation experience so you can spend that time on more important things!
Track and Prioritise Goals
Do you have a savings plan for your medium to longer-term goals such as owning your dream home or car, planning for an early retirement or that dream holiday?
Don't worry, we've got your back! No matter what your ambitions are, you can leverage our Goals & Challenges solution to start dreaming and keeping track of your progress in no time. It's really very simple - all you need to do is create your goals with a priority and timeline. (Pro Tip: Refer to our Calculators page if you need help with estimating the amounts). From here, our smart allocation tool takes over and will automatically allocate a portion of your monthly savings towards your future based on the priorities you've defined. This allows you to easily track your progress at anytime straight from your Dashboard so you feel confident and in control of your future always!
Needs Vs Wants Spending insights
Want to spend wisely and start saving but not sure where to start?
Our unique Needs vs Wants treeview report offers you personalized insights into your spending patterns allowing you to align these with your lifestyle choices. This way you'll not just be spending on things that matter to you but also feel more confident about reaching your financial goals at the same time! The idea is to spend wise, not to spend less!
Search & retrive transactions
Where did I spend all that money on afterall? This one haunts us all.
We enable powerful category-level drill downs by using transaction enrichment and annotation using an array of fields such as Description, Document Uploads, transaction splits and tags. This puts you in control of your expenses so you can easily track every dime in and out of your wallet. This can also be used to drive customised reporting such as for your taxes, work, investments and anything else.
Budget tracking
Daunted by the thought of having to set a budget?
We don't just make it effortless for you to set budgets using our built-in tool, but we're always showing you the most up-to-date amounts available to spend for all your budgeted categories so you can steer your ship well before the storm! For the chart lovers out there, make sure you check out our Savings Waterfall chart that reconciles your actual savings back to your budget savings down to every cent so you know exactly what to look out for next time!
Live Net Worth
Did you know tracking your Net Worth over time is a true measure of financial prosperity?
Our live Net Worth tracker brings together everything you own (Assets) and owe (Liabilities) in one snapshot making it a true and holistic measure of your financial prosperity over time. Not only do we make it simple to manage all of your Assets and Liabilites including record-keeping from one place, we also automatically update daily prices for shares, ETFs, indices and cryptocurrencies so you're always seeing your up-to-date financial position.
Benchmark Portfolio returns
Wondering if active investment is for you or would you be better off just by accumulating ETFs?
Our comprehensive investment portfolio module allows you to analyze your portfolio gains, dividends, returns and weight by individual assets, asset classes and at an overall portfolio level providing you all the information you need to make the right decisions relating to your investments. We also automatically update daily prices for shares, ETFs, indices and cryptocurrencies so you're always seeing the up-to-date position. Our personal favourite feature however is the benchmarking tool that allows you compare your personal portfolio return against market index or an ETF of your choice so you can decide whether active investment is for you.
Financial Calculators
Unsure of your retirement nest egg size or how much exactly you need to save towards retirement? You're not alone but we can help!
Our resourceful calculators are designed to empower your financial decisions without the complexity of dreadful spreadsheets, whether you're a finance whizz or just starting out. The Retirement Sum Calculator can estimate the size of your retirement nest egg based on your personalised situation; the Savings Goal Calculator can help evaluate how much you need to save towards your goals whereas the Investment Appraisal Calculator uses interpolation to approximate the potential return on your investment decisions. No more guessing!
